Thanks for your query at DoctorSpring. I have gone through your question in detail and I can understand what you are going through.
Pain due to retraction of foreskin while having sex is not a very common complaint. There has to be a reason for the same and it will need physical examination. Infection is the probable cause. The other cause could be absence of lubrication.
Regarding the "hole in condom". It can cause pregnancy but the chances are obviously less than the normal trials. People do get pregnant when the condom tears off while having sex.
The condoms in india do not have spermicides in routine. You can try the unlubricated ones. You could try with the hole in condom for 6 months but then if it is not successful get yourself treated.
Hope this helps, please feel free to discuss further.
Dr. Srikanth Reddy